Terms and Conditions

1. Who Can Use Conceptifi?

Conceptifi is designed for individuals and businesses who are:

• At least 18 years old (or the legal age in your country).
• Legally allowed to enter contracts.
• Using Conceptifi for lawful purposes only.

We reserve the right to suspend or terminate accounts if we believe a user violates these Terms.

2. What Conceptifi Does (and Doesn't Do)

Conceptifi helps users make better technology decisions by providing:

• AI-driven recommendations.
• Insights from industry experts and crowd wisdom.
• Personalized suggestions based on user input.

However, while we aim to offer valuable and reliable insights:

• We don't guarantee our recommendations are always accurate, up-to-date, or suitable for your specific needs.
• Conceptifi is not a substitute for professional legal, financial, or technical advice.
• Any decisions made based on our insights are your responsibility.
• Always do your own research before making critical decisions.

3. Your Account & Responsibilities

To access certain features, you may need to create an account. You agree to:

• Keep your login details secure.
• Use Conceptifi only for legal and intended purposes.
• Not engage in fraud, hacking, or abuse of the platform.

We reserve the right to suspend or terminate accounts engaging in suspicious or harmful activity.

4. Intellectual Property (What's Ours & What's Yours)

Conceptifi contains valuable content, including:

• AI-generated insights, reports, and recommendations.
• Articles, expert reviews, and user-generated content.
• Our software, branding, and platform design.

This content belongs to us or our licensors. You can't copy, modify, or resell it without permission.

If you post comments, reviews, or suggestions, you still own them, but you give us a non-exclusive, royalty-free license to use them to improve Conceptifi.

5. Third-Party Links & Content

• Conceptifi may include third-party links and insights (e.g., external reports, expert reviews).
• We don't control or endorse third-party services.
• Clicking on external links is your responsibility—please read their terms before engaging.
• If a third-party service causes issues, you'll need to resolve it directly with them.

6. No Guarantees (Limitations of Liability)

While we strive for accuracy, we can't promise that:

• Our recommendations will be flawless or always applicable.
• Conceptifi will be 100% error-free or available at all times.
• Using our platform will never lead to an undesirable outcome.

By using Conceptifi, you agree that:

• We're not liable for any financial losses, missed opportunities, or damages resulting from our insights.
• If something goes wrong, our total liability is limited to what you paid us (if anything) in the past 12 months.
• For mission-critical decisions, consult additional human experts.

7. Indemnification (If We Get Sued Because of You)

If someone sues us because of something you did on Conceptifi (e.g., posting false information, violating someone's rights, or breaking the law), you agree to cover our legal costs and any damages.

Use Conceptifi responsibly to avoid potential legal issues.

8. Privacy & Data Protection

• We take privacy seriously. Conceptifi collects and processes data as described in our Privacy Policy.
• We don't sell your personal data to third parties.
• While we use industry-standard security, no system is 100% secure.
• By using Conceptifi, you agree to our data collection and usage practices.

For full details, check out our Privacy Policy.

9. Terms for Investors & Partners

• If you're an investor or business partner, additional agreements may apply.
• Any investment or partnership discussions do not guarantee future returns or business outcomes.
• Information provided to investors may include forward-looking statements—actual results may vary.
• Any confidential information shared by us must be kept strictly confidential, unless otherwise agreed in writing.
• Partnerships are governed by separate agreements, which take precedence over these Terms if there's a conflict.

If you're considering investing in or partnering with Conceptifi, please contact info@cinceptifi.ai for detailed agreements.

10. Terms for API Users & Developers

If you use the Conceptifi API, you agree to additional restrictions:

• License & Use: Our API is provided on a limited, non-exclusive basis, and can't be resold or sublicensed.
• Rate Limits: We may impose usage limits to ensure fair access for all users.

Prohibited Uses: You can't use the API for:

• Scraping, reverse-engineering, or unauthorized data extraction.
• Building a competing service without permission.
• Misrepresenting API-powered insights as human-generated expertise.

Termination: We reserve the right to revoke API access if we detect misuse or violations.

For full API documentation and licensing terms, contact info@cinceptifi.ai.

11. Account Termination (Ours & Yours)

We reserve the right to suspend or terminate accounts if:

• You violate these Terms.
• We detect fraudulent, illegal, or harmful activity.
• We must comply with legal or regulatory requirements.

If you want to delete your account, contact info@cinceptifi.ai.

12. Dispute Resolution & Governing Law

If a dispute arises, we'll try to resolve it amicably first. However, if legal action is needed:

• Disputes must be resolved through arbitration in Santa Clara County, California, USA (unless legally exempt).
• These Terms are governed by the laws of California USA.
• By using Conceptifi, you waive your right to sue us in court, except where arbitration isn't allowed.

13. Updates to These Terms

We may update these Terms occasionally. If we do:

• We'll notify users via email or platform announcements.
• If you keep using Conceptifi after an update, it means you accept the changes.
• If you don't agree with updated Terms, you should stop using Conceptifi.

14. Contact Us

Questions? We're here to help!

📧 info@conceptifi.ai

📍 [Company Address]

Thanks for using Conceptifi—we're excited to help you make smarter tech decisions! 🚀